Saturday, October 4, 2008

The Importance of Pre-Approval-The Mortgage Process

Subject: The Importance of Pre-approval

Pre-approval can be a very valuable step towards purchasing a home. Many home buyers get pre-qualified for a home loan early on, and then become pre-approved before beginning a serious home search. By completing your mortgage application prior to choosing a home, you can get a pre-approval letter stating how much home you can afford.

  • Your pre-approval letter lets you know exactly how much you can spend, and it shows home sellers and real estate agents that you’re serious about buying a home.
  • This may give you leverage in the negotiation process.
  • Many sellers actually prefer to work with pre-approved buyers, especially in hot real estate markets.

To find a mortgage professional and get started with your pre-approval for a loan, please call or email me. My goal is to provide you with practical information as you consider your next move, and I look forward to working with you.

                     Complimentary Charlotte DVD


About Rich Ferretti

His testimonials speak volumes about his work ethic.

Rich Ferretti is a Charlotte NC Residential Real Estate Professional that can assist you with the purchase and/or sale of real estate in Charlotte, North Carolina and surrounding areas, from bank owned homes to new construction to waterfront property, and everything in between. Rich is a Relocation Specialist that has created a network of real estate professionals throughout the country in an effort to assist people relocating to Charlotte NC. This professional is an expert in the field of relocation and can serve many purposes beyond a simple home search. In addition to being a Relocation Specialist, Rich also holds the designations of Broker, Accredited Buyer Representative (ABR), and e-PRO.

If you are considering Homes for Sale in Charlotte NC, Rich can help!

Please visit for your Real Estate Needs.

Rich Ferretti – Broker/Realtor - 704-564-0807 –

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