Using your Tax Return---brought to you by Rich Ferretti, your Charlotte NC, Mint Hill NC and Matthews NC Real Estate Professional.

Use Your Tax
Return for Good

Tax season can be a challenging time of the year. Some people wait until the last minute to file their taxes, while others file and received their funds before the mid April deadline. If if you are one of the lucky ones who get a tax return, what will you do with those long awaited greenbacks? A popular choice amongst consumers is to pay off credit card debt; another is buying something extravagant. But why not consider how your tax return can help maximize your mortgage product and your financial situation in the long run?
     Consider refinancing if you have an ARM or a high interest rate loan. Refinancing into a fixed rate and/or a lower interest rate can save you money in the long run. Why not do it now when rates are at all time lows? You can use your tax return for closing costs.
     If you are happy with your mortgage product and rate, why not use your tax return to help add the gourmet kitchen you've always wanted? Not only can you have that extra bedroom or outdoor kitchen you've always wanted, but you may also be increasing the value of your home and get more money when you are ready to sell. Let your tax return help increase the value of your home by using it to help fund a rehab loan.
     Perhaps you want to upgrade to a new home for your growing family. Your tax return can come in handy with closing costs.

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