Money Merge Account

Money Merge Testimonials

Can I do this concept on my own?
Absolutely! The simple answer is that anyone can attempt to do something similar on their own. The most accurate answer is that the Money Merge Account system is an advanced tool, specifically designed to take into account the financial variables of individual homeowners' lives and help produce some of the greatest interest savings possible. This complex, yet user-friendly system records and tracks all critical financial data: the individual homeowners' income and expenses; increases, decreases, and out-of-the-ordinary fluctuations in spending; and many other financial variables in their daily lives. The system helps to maximize interest savings with each and every penny and recalculates to maximum efficiency under this concept each and every day. It adapts and adjusts to real life situations instead of expecting homeowners to stick to a static plan.


Most homeowners realize they will pay about twice the purchase price of their home on a traditional mortgage—a mortgage that will take about 30 years to pay off. Introducing a way to break that cycle of financial drain—the Money Merge Account™ system. Developed by a team of financial experts with years of experience in the mortgage industry, the Money Merge Account system rapidly reduces the principal of your mortgage, helping to reduce the interest on your loan. Your mortgage can now be paid off in as little as 1/2 to 1/3 the time, with little to no change to your lifestyle or refinancing of your existing mortgage. The Money Merge Account system is not a bi-weekly payment or debt roll-down system. It’s a powerful new approach that gives homeowners flexibility with their money and accelerated financial freedom. A side-by-side comparison of a traditional mortgage repayment shows the savings potential using the Money Merge Account system vs continuing to make standard mortgage payments. A 30-year, $136,000 mortgage at 5.25%, when paid through conventional monthly payments, will result in a 30-year total repayment of $270,784 – nearly twice the cost of the home. The Money Merge Account program can help repay the same mortgage in 11.3 years with a total repayment of $181,217. An incredible savings of $89,566 is realized on the same income, with the same mortgage, at the same interest rate, with little to no change to your standard of living. The Money Merge Account system is simply one of the fastest ways to repay a mortgage and be on your way to financial freedom.


Want more information about the Charlotte area real estate market? Check out www.richferretti.com

Get Rid of your Debt!

FREE REPORT reveals what banks and credit card companies DON'T want you to know!

How anyone can COMPLETELY get rid of ALL their debt by following this simple system.

Wouldn't you just LOVE to get rid of all your monthly bills? Sure you would.

When it comes to credit cards, most people are waaaay over their heads.

There is a PROVEN way to get out of debt and stay that way. It's a life changing experience.

For more information click here.



Want more information about the Charlotte area real estate market? Check out www.richferretti.com

Foreclosures in the Neighborhood

Dear Rich,

We live in a new large sub division in South Carolina South of Charlotte, NC. There are literally 2 dozen homes for sale in the neighborhood (there are about 500+ total homes). Some of these are foreclosures, including the home next to mine which has been empty since December.

Now that the home next door is listed (it took a long time), they have the price listed at almost $100K less then the previous owner bought it for. I am concerned that this house has been vacant for so long and given that it is listed for so much less than the original value, it is having an adverse affect on my home value.

Is there anything that I can do to help sell the house next door, or help raise the value of mine in this situation?

JW - South of Charlotte.


Dear JW -

You are in a pretty common, however unfortunate situation. Luckily, the good news is that the real estate agent that now has that property listed has it in their best interest to make sure that it sells quickly, and obviously, they want it to sell at as high a price as possible.

The agent should make sure that the property is cared for, so there is nothing that you necessary need to do with that, however, you can be sure to make your home and property look as good as possible. If someone is looking at becoming your new next door neighbor, they will want to know that you take pride in keeping your yard and house well maintained.

The market has caused the foreclosure rate to go up, and home values to go down. But the bright side is that you live near Charlotte, which remains one of the stronger and steadier markets. Even better--the area you are in is very popular. I suspect that the house next door to you will sell quickly and when it does, your home value will go up slowly over time as it should be.

Rich Ferretti
http://www.richferretti.com/

Want more information about the Charlotte area real estate market? Check out www.richferretti.com

Existing home sales rise...What it means for you

Existing home sales rise, but prices still sinking

Sales by homeowners increased more than expected in July, as median prices fell 7% from July 2007. But supplies still rise to a record high, pushing prices even lower.

CNN Money reported this week that sales of existing homes rose more than expected in July, but prices continued to fall. Partly this is because of an increase in foreclosures. Sales volume is increasing because pricing is getting more aggressive, but these lower prices are causing overall sales numbers to be lower than last year.

So what does this mean to you? If you are selling your house, it means that your lower price may attract more attention from hungry buyers. You have plenty of competition, but there are people out there looking for a great deal. If you are looking to buy—this is a great time to make that investment, and there are even additional incentives:

resident Bush is responding to the struggling housing market. The President signed the Housing and Economic Recovery Act late last month. The bill includes a temporary tax credit of up to $7,500 for first-time home buyers who haven't purchased a home in three years. To qualify buyers must earn less than $75,000 - or $150,000 for a couple - after which point the tax credit begins to phase out.

Want more information about the Charlotte area real estate market? Check out www.richferretti.com

DO YOU OWN YOUR HOME?

Most homeowners realize they will pay about twice the purchase price of their home on a traditional mortgage—a mortgage that will take about 30 years to pay off.

Introducing a way to break that cycle of financial drain—the Money Merge Account™ system.

Developed by a team of financial experts with years of experience in the mortgage industry, the Money Merge Account system rapidly reduces the principal of your mortgage, helping to reduce the interest on your loan.

Your mortgage can now be paid off in as little as 1/2 to 1/3 the time, with little to no change to your lifestyle or refinancing of your existing mortgage.

The Money Merge Account system is not a bi-weekly payment or debt roll-down system. It’s a powerful new approach that gives homeowners flexibility with their money and accelerated financial freedom.

A side-by-side comparison of a traditional mortgage repayment shows the savings potential using the Money Merge Account system vs continuing to make standard mortgage payments.

A 30-year, $136,000 mortgage at 5.25%, when paid through conventional monthly payments, will result in a 30-year total repayment of $270,784 – nearly twice the cost of the home.

The Money Merge Account program can help repay the same mortgage in 11.3 years with a total repayment of $181,217. An incredible savings of $89,566 is realized on the same income, with the same mortgage, at the same interest rate, with little to no change to your standard of living.

The Money Merge Account system is simply one of the fastest ways to repay a mortgage and be on your way to financial freedom.

Want more information about the Charlotte area real estate market? Check out www.richferretti.com and click on "Do You Own Your Home"

Charlotte NC Investors and Buyers

Have you been looking for the best Charlotte North Carolina Investor web site? Look no further.


http://www.urbancharlotteinvestor.com/


We have recently launched a web site just for Real Estate Investors.


It's easy to use and loaded with the information you are looking for to make the right real estate investment.


When you are ready to view properties, just give me a call so I can help you thru the whole process. I'll even give you a 1 (one) year home warranty to help protect your investment.



Call me today

Rich Ferretti

704-564-0807





Want more information about the Charlotte area real estate market? Check out www.richferretti.com

Charlotte NC~ Property for Sale

Welcome Home!

Imagine sitting on your rocking chair front porch watching the kids ride their bikes or just relaxing with family and friends.

How about entertaining in the huge back yard on your patio and sipping a cool beverage in the shade. What about picking ripe tomatoes from your own garden. You can do all of this in this back yard.

Want more information about the Charlotte area real estate market? Check out www.richferretti.com