Money Merge Testimonials
Can I do this concept on my own?
Absolutely! The simple answer is that anyone can attempt to do something similar on their own. The most accurate answer is that the Money Merge Account system is an advanced tool, specifically designed to take into account the financial variables of individual homeowners' lives and help produce some of the greatest interest savings possible. This complex, yet user-friendly system records and tracks all critical financial data: the individual homeowners' income and expenses; increases, decreases, and out-of-the-ordinary fluctuations in spending; and many other financial variables in their daily lives. The system helps to maximize interest savings with each and every penny and recalculates to maximum efficiency under this concept each and every day. It adapts and adjusts to real life situations instead of expecting homeowners to stick to a static plan.
Most homeowners realize they will pay about twice the purchase price of their home on a traditional mortgage—a mortgage that will take about 30 years to pay off. Introducing a way to break that cycle of financial drain—the Money Merge Account™ system. Developed by a team of financial experts with years of experience in the mortgage industry, the Money Merge Account system rapidly reduces the principal of your mortgage, helping to reduce the interest on your loan. Your mortgage can now be paid off in as little as 1/2 to 1/3 the time, with little to no change to your lifestyle or refinancing of your existing mortgage. The Money Merge Account system is not a bi-weekly payment or debt roll-down system. It’s a powerful new approach that gives homeowners flexibility with their money and accelerated financial freedom. A side-by-side comparison of a traditional mortgage repayment shows the savings potential using the Money Merge Account system vs continuing to make standard mortgage payments. A 30-year, $136,000 mortgage at 5.25%, when paid through conventional monthly payments, will result in a 30-year total repayment of $270,784 – nearly twice the cost of the home. The Money Merge Account program can help repay the same mortgage in 11.3 years with a total repayment of $181,217. An incredible savings of $89,566 is realized on the same income, with the same mortgage, at the same interest rate, with little to no change to your standard of living. The Money Merge Account system is simply one of the fastest ways to repay a mortgage and be on your way to financial freedom.
Want more information about the Charlotte area real estate market? Check out www.richferretti.com
Sunday, August 31, 2008
Wednesday, August 27, 2008
Get Rid of your Debt!
FREE REPORT reveals what banks and credit card companies DON'T want you to know!
How anyone can COMPLETELY get rid of ALL their debt by following this simple system.
Wouldn't you just LOVE to get rid of all your monthly bills? Sure you would.
When it comes to credit cards, most people are waaaay over their heads.
There is a PROVEN way to get out of debt and stay that way. It's a life changing experience.
For more information click here.
Want more information about the Charlotte area real estate market? Check out www.richferretti.com
How anyone can COMPLETELY get rid of ALL their debt by following this simple system.
Wouldn't you just LOVE to get rid of all your monthly bills? Sure you would.
When it comes to credit cards, most people are waaaay over their heads.
There is a PROVEN way to get out of debt and stay that way. It's a life changing experience.
For more information click here.
Want more information about the Charlotte area real estate market? Check out www.richferretti.com
Tuesday, August 26, 2008
Foreclosures in the Neighborhood
Dear Rich,
We live in a new large sub division in South Carolina South of Charlotte, NC. There are literally 2 dozen homes for sale in the neighborhood (there are about 500+ total homes). Some of these are foreclosures, including the home next to mine which has been empty since December.
Now that the home next door is listed (it took a long time), they have the price listed at almost $100K less then the previous owner bought it for. I am concerned that this house has been vacant for so long and given that it is listed for so much less than the original value, it is having an adverse affect on my home value.
Is there anything that I can do to help sell the house next door, or help raise the value of mine in this situation?
JW - South of Charlotte.
Dear JW -
You are in a pretty common, however unfortunate situation. Luckily, the good news is that the real estate agent that now has that property listed has it in their best interest to make sure that it sells quickly, and obviously, they want it to sell at as high a price as possible.
The agent should make sure that the property is cared for, so there is nothing that you necessary need to do with that, however, you can be sure to make your home and property look as good as possible. If someone is looking at becoming your new next door neighbor, they will want to know that you take pride in keeping your yard and house well maintained.
The market has caused the foreclosure rate to go up, and home values to go down. But the bright side is that you live near Charlotte, which remains one of the stronger and steadier markets. Even better--the area you are in is very popular. I suspect that the house next door to you will sell quickly and when it does, your home value will go up slowly over time as it should be.
Rich Ferretti
http://www.richferretti.com/
We live in a new large sub division in South Carolina South of Charlotte, NC. There are literally 2 dozen homes for sale in the neighborhood (there are about 500+ total homes). Some of these are foreclosures, including the home next to mine which has been empty since December.
Now that the home next door is listed (it took a long time), they have the price listed at almost $100K less then the previous owner bought it for. I am concerned that this house has been vacant for so long and given that it is listed for so much less than the original value, it is having an adverse affect on my home value.
Is there anything that I can do to help sell the house next door, or help raise the value of mine in this situation?
JW - South of Charlotte.
Dear JW -
You are in a pretty common, however unfortunate situation. Luckily, the good news is that the real estate agent that now has that property listed has it in their best interest to make sure that it sells quickly, and obviously, they want it to sell at as high a price as possible.
The agent should make sure that the property is cared for, so there is nothing that you necessary need to do with that, however, you can be sure to make your home and property look as good as possible. If someone is looking at becoming your new next door neighbor, they will want to know that you take pride in keeping your yard and house well maintained.
The market has caused the foreclosure rate to go up, and home values to go down. But the bright side is that you live near Charlotte, which remains one of the stronger and steadier markets. Even better--the area you are in is very popular. I suspect that the house next door to you will sell quickly and when it does, your home value will go up slowly over time as it should be.
Rich Ferretti
http://www.richferretti.com/
Want more information about the Charlotte area real estate market? Check out www.richferretti.com
Existing home sales rise...What it means for you
Sales by homeowners increased more than expected in July, as median prices fell 7% from July 2007. But supplies still rise to a record high, pushing prices even lower.
CNN Money reported this week that sales of existing homes rose more than expected in July, but prices continued to fall. Partly this is because of an increase in foreclosures. Sales volume is increasing because pricing is getting more aggressive, but these lower prices are causing overall sales numbers to be lower than last year.
So what does this mean to you? If you are selling your house, it means that your lower price may attract more attention from hungry buyers. You have plenty of competition, but there are people out there looking for a great deal. If you are looking to buy—this is a great time to make that investment, and there are even additional incentives:
resident Bush is responding to the struggling housing market. The President signed the Housing and Economic Recovery Act late last month. The bill includes a temporary tax credit of up to $7,500 for first-time home buyers who haven't purchased a home in three years. To qualify buyers must earn less than $75,000 - or $150,000 for a couple - after which point the tax credit begins to phase out.
Want more information about the Charlotte area real estate market? Check out www.richferretti.com
DO YOU OWN YOUR HOME?
Most homeowners realize they will pay about twice the purchase price of their home on a traditional mortgage—a mortgage that will take about 30 years to pay off.
Introducing a way to break that cycle of financial drain—the Money Merge Account™ system.
Developed by a team of financial experts with years of experience in the mortgage industry, the Money Merge Account system rapidly reduces the principal of your mortgage, helping to reduce the interest on your loan.
Your mortgage can now be paid off in as little as 1/2 to 1/3 the time, with little to no change to your lifestyle or refinancing of your existing mortgage.
The Money Merge Account system is not a bi-weekly payment or debt roll-down system. It’s a powerful new approach that gives homeowners flexibility with their money and accelerated financial freedom.
A side-by-side comparison of a traditional mortgage repayment shows the savings potential using the Money Merge Account system vs continuing to make standard mortgage payments.
A 30-year, $136,000 mortgage at 5.25%, when paid through conventional monthly payments, will result in a 30-year total repayment of $270,784 – nearly twice the cost of the home.
The Money Merge Account program can help repay the same mortgage in 11.3 years with a total repayment of $181,217. An incredible savings of $89,566 is realized on the same income, with the same mortgage, at the same interest rate, with little to no change to your standard of living.
The Money Merge Account system is simply one of the fastest ways to repay a mortgage and be on your way to financial freedom.
Want more information about the Charlotte area real estate market? Check out www.richferretti.com and click on "Do You Own Your Home"
Introducing a way to break that cycle of financial drain—the Money Merge Account™ system.
Developed by a team of financial experts with years of experience in the mortgage industry, the Money Merge Account system rapidly reduces the principal of your mortgage, helping to reduce the interest on your loan.
Your mortgage can now be paid off in as little as 1/2 to 1/3 the time, with little to no change to your lifestyle or refinancing of your existing mortgage.
The Money Merge Account system is not a bi-weekly payment or debt roll-down system. It’s a powerful new approach that gives homeowners flexibility with their money and accelerated financial freedom.
A side-by-side comparison of a traditional mortgage repayment shows the savings potential using the Money Merge Account system vs continuing to make standard mortgage payments.
A 30-year, $136,000 mortgage at 5.25%, when paid through conventional monthly payments, will result in a 30-year total repayment of $270,784 – nearly twice the cost of the home.
The Money Merge Account program can help repay the same mortgage in 11.3 years with a total repayment of $181,217. An incredible savings of $89,566 is realized on the same income, with the same mortgage, at the same interest rate, with little to no change to your standard of living.
The Money Merge Account system is simply one of the fastest ways to repay a mortgage and be on your way to financial freedom.
Want more information about the Charlotte area real estate market? Check out www.richferretti.com and click on "Do You Own Your Home"
Saturday, August 23, 2008
Charlotte NC Investors and Buyers
Have you been looking for the best Charlotte North Carolina Investor web site? Look no further.
http://www.urbancharlotteinvestor.com/
We have recently launched a web site just for Real Estate Investors.
It's easy to use and loaded with the information you are looking for to make the right real estate investment.
When you are ready to view properties, just give me a call so I can help you thru the whole process. I'll even give you a 1 (one) year home warranty to help protect your investment.
Call me today
Rich Ferretti
704-564-0807
Want more information about the Charlotte area real estate market? Check out www.richferretti.com
http://www.urbancharlotteinvestor.com/
We have recently launched a web site just for Real Estate Investors.
It's easy to use and loaded with the information you are looking for to make the right real estate investment.
When you are ready to view properties, just give me a call so I can help you thru the whole process. I'll even give you a 1 (one) year home warranty to help protect your investment.
Call me today
Rich Ferretti
704-564-0807
Want more information about the Charlotte area real estate market? Check out www.richferretti.com
Thursday, August 21, 2008
Charlotte NC~ Property for Sale
Welcome Home!
Imagine sitting on your rocking chair front porch watching the kids ride their bikes or just relaxing with family and friends.
How about entertaining in the huge back yard on your patio and sipping a cool beverage in the shade. What about picking ripe tomatoes from your own garden. You can do all of this in this back yard.
Want more information about the Charlotte area real estate market? Check out www.richferretti.com
Tuesday, August 19, 2008
Complimentary Charlotte DVD
Email; Rich@RichFerretti.com
About The Author
His testimonials speak volumes about his work ethic.
Rich Ferretti is a Charlotte NC Residential Real Estate Professional that can assist you with the purchase and/or sale of real estate in Charlotte, North Carolina and surrounding areas, from bank owned homes to new construction to waterfront property, and everything in between.
Rich is a Relocation Specialist that has created a network of real estate professionals throughout the country in an effort to assist people relocating to Charlotte NC.
This professional is an expert in the field of relocation and can serve many purposes beyond a simple home search. In addition to being a Relocation Specialist, Rich also holds the designations of Broker, Accredited Buyer Representative (ABR), and e-PRO.
If you are considering Homes for Sale in Charlotte NC, Rich can help!
Please visit www.RichFerretti.com for your Real Estate Needs.
Want more information about the Charlotte area real estate market? Check out www.richferretti.com
Relocating to Charlotte NC?
Thinking of relocating to Charlotte North Carolina and surrounding areas?
Originally from New Jersey and relocating to Charlotte over 5 years ago has taught me several things.
• Charlotte is a great area to raise a family
• Charlotte and the surrounding area offer affordable housing and lower taxes.
• You can’t beat the weather. Yes, it gets chilly during the winter months but I can deal with temps in the 20s at night and 40s during the day. During the last 5 years a sweater or golf jacket is all you need.
• Sell your snow blowers
• Snow Shovels, I brought one and it’s hanging in my shed. Never had to use it.
• Golf, you can play all year long. Not bad huh?
Call, email or text me and I’ll send you our Charlotte DVD. There is no charge for the DVD and it will give you an idea of the life style down here.
You can also get an idea of all the available housing opportunities and prices by checking out my web site: www.RichFerretti.com
Thanks and I look forward to hearing from you.
Rich Ferretti
704-564-0807
Rich@RichFerretti.com
www.RichFerretti.com
Complimentary Charlotte DVD
Email; Rich@RichFerretti.com
About The Author
His testimonials speak volumes about his work ethic.
Rich Ferretti is a Charlotte NC Residential Real Estate Professional that can assist you with the purchase and/or sale of real estate in Charlotte, North Carolina and surrounding areas, from bank owned homes to new construction to waterfront property, and everything in between. Rich is a Relocation Specialist that has created a network of real estate professionals throughout the country in an effort to assist people relocating to Charlotte NC. This professional is an expert in the field of relocation and can serve many purposes beyond a simple home search. In addition to being a Relocation Specialist, Rich also holds the designations of Broker, Accredited Buyer Representative (ABR), and e-PRO.
If you are considering Homes for Sale in Charlotte NC, Rich can help!
Please visit www.RichFerretti.com for your Real Estate Needs.
Rich Ferretti – Broker/Realtor - 704-564-0807 – Rich@RichFerretti.com
Want more information about the Charlotte area real estate market? Check out www.richferretti.com
Originally from New Jersey and relocating to Charlotte over 5 years ago has taught me several things.
• Charlotte is a great area to raise a family
• Charlotte and the surrounding area offer affordable housing and lower taxes.
• You can’t beat the weather. Yes, it gets chilly during the winter months but I can deal with temps in the 20s at night and 40s during the day. During the last 5 years a sweater or golf jacket is all you need.
• Sell your snow blowers
• Snow Shovels, I brought one and it’s hanging in my shed. Never had to use it.
• Golf, you can play all year long. Not bad huh?
Call, email or text me and I’ll send you our Charlotte DVD. There is no charge for the DVD and it will give you an idea of the life style down here.
You can also get an idea of all the available housing opportunities and prices by checking out my web site: www.RichFerretti.com
Thanks and I look forward to hearing from you.
Rich Ferretti
704-564-0807
Rich@RichFerretti.com
www.RichFerretti.com
Complimentary Charlotte DVD
Email; Rich@RichFerretti.com
About The Author
His testimonials speak volumes about his work ethic.
Rich Ferretti is a Charlotte NC Residential Real Estate Professional that can assist you with the purchase and/or sale of real estate in Charlotte, North Carolina and surrounding areas, from bank owned homes to new construction to waterfront property, and everything in between. Rich is a Relocation Specialist that has created a network of real estate professionals throughout the country in an effort to assist people relocating to Charlotte NC. This professional is an expert in the field of relocation and can serve many purposes beyond a simple home search. In addition to being a Relocation Specialist, Rich also holds the designations of Broker, Accredited Buyer Representative (ABR), and e-PRO.
If you are considering Homes for Sale in Charlotte NC, Rich can help!
Please visit www.RichFerretti.com for your Real Estate Needs.
Rich Ferretti – Broker/Realtor - 704-564-0807 – Rich@RichFerretti.com
Want more information about the Charlotte area real estate market? Check out www.richferretti.com
Monday, August 18, 2008
Charlotte NC Residential Market Trends
Market Trends as of June 2008.
The latest figures were released and it shows our market has slowed but there is always and upside.
Closings are down 5.8% compared to sales this time last year(2007) and we currently have 11.4 months of inventory on the shelf. This should help buyers who have been sitting on the fence. Sellers are looking to sell and buyers have plenty of choices.
Closings are down 29% compared to last year and contracts written are down by 32.4%.
Of reported home sales that closed from June thru July 08, 37% closed in 121 days or more, 17% closed between 91 and 120, 22% closed between 61 and 90 days, while 24% closed in 60 days or less. At present, the average days on market at 125.8, which equates to almost 4 months.
Want more information about the Charlotte area real estate market and Real Estate Market Trends? Check out www.richferretti.com
The latest figures were released and it shows our market has slowed but there is always and upside.
Closings are down 5.8% compared to sales this time last year(2007) and we currently have 11.4 months of inventory on the shelf. This should help buyers who have been sitting on the fence. Sellers are looking to sell and buyers have plenty of choices.
Closings are down 29% compared to last year and contracts written are down by 32.4%.
Of reported home sales that closed from June thru July 08, 37% closed in 121 days or more, 17% closed between 91 and 120, 22% closed between 61 and 90 days, while 24% closed in 60 days or less. At present, the average days on market at 125.8, which equates to almost 4 months.
Want more information about the Charlotte area real estate market and Real Estate Market Trends? Check out www.richferretti.com
Looking for a home with a great yard?
Imagine sitting on your rocking chair front porch watching the kids play or chatting with your neighbors. Want a home with a great back yard. Here it is. Completely fenced in rear yard for gardening or relaxing with your favorite beverage.
Call Rich Ferretti @ 704-564-0807 to see this home today.
Want more information about the Charlotte area real estate market? Check out www.richferretti.com
Call Rich Ferretti @ 704-564-0807 to see this home today.
Want more information about the Charlotte area real estate market? Check out www.richferretti.com
Sunday, August 17, 2008
Monroe NC Home for Sale
Looking for a great home in Monroe North Carolina, well look no further.
Call Rich Ferretti
Rich@RichFerretti.com
Want more information about the Charlotte area real estate market? Check out www.richferretti.com
FIRST TIME HOME BUYERS...
Just Listed: FIRST TIME HOME BUYERS, TAKE A LOOK AT THIS.
How about a picnic in your very large back yard, where all the kids can play? NO KIDS, how about entertaining friends with a BBQ?
This home features 3 good size bedrooms and 2 full baths. Open floor plan with dining room, great room with fireplace and eat in kitchen. The garage is fully finished and presently being used as a work out area, including HVAC, cable TV and electric. You gotta see this home.
This home features 3 good size bedrooms and 2 full baths. Open floor plan with dining room, great room with fireplace and eat in kitchen. The garage is fully finished and presently being used as a work out area, including HVAC, cable TV and electric. You gotta see this home.
Contact Information
RIch Ferretti
704-564-0807
Location
FEATURES
Parking Space: 2 car finished garage
Bedrooms: 3
Bathrooms: 2
Type: Sale
Subdivision: Brooks Farm
Year Built: 2000
MLS#: 797159
Metro Area: Charlotte
ATTRIBUTES
Rooms
Dining Room
Master Bath
Pantry
Walk-in Closet
Workshop
Parking Type
Garage - Attached
Interior Amenities
Additional Storage
Air Conditioning
Attic
Cable Ready
Ceiling Fans
Central Air
Central Heat
Double Pane / Storm Windows
Fireplace
Vaulted Ceilings
Heating Source
Gas
Floor Covering
Carpet
Laminate
Linoleum / Vinyl
Exterior Amenities
Barbecue Area
Fenced Yard
Garden
Lawn
Near Shopping
Patio
Building Exterior
Vinyl
Architectural Style
Ranch / Rambler
Appliances
Range / Oven
Dishwasher
PRICING
Asking Price: 141,900
Currency: USD
Flexibility:
Other Details: This Ranch home has a true rocking chair front porch to sit and relax or chat with your neighbors.
Photo Gallery
LISTING ID:: 373591
Want more information about the Charlotte area real estate market? Check out www.richferretti.com
Like to Entertain or Relax when you get home?
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Central A/C
Want more information about the Charlotte area real estate market? Check out www.richferretti.com
Wednesday, August 13, 2008
Concord NC-New Construction
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Want more information about the Charlotte area real estate market? Check out www.richferretti.com
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- Rich Ferretti Charlotte NC
- Charlotte North Carolina Real Estate Professional. Visit our site www.RichFerretti.com