Monday, February 28, 2011

Relocating to Charlotte NC

Relocating to Charlotte NC?

Did you accept a transfer to Charlotte NC?
Did you decide you want a different lifestyle? Lower taxes? Affordability of housing? Friendlier communities?

Whatever your reason is to relocate and move to Charlotte NC…what is your top 5 items you need and want to make the transition a smooth process?

With this information we can comprise a list to help families and people move to the Queen City.

Thank you for your input. You can email, call or text me.

Rich Ferretti
Broker/Realtor NC/SC
Relocation Specialist

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Sunday, February 27, 2011

Mint Hill NC Homes of the week.......

You want all the latest it it.....
      This home is perfect for empty nesters....does Mom and Dad want one floor living, close to the center of Mint Hill. 2 Bedrooms plus a den, which could be a 3rd bedroom. Presently used as a home office. The Traditions at Lawyers Glen right off Lawyers road...
     Oxforshire Community. Large stately home which is great to raise the family and entertain. Great yard to toss the ball around. Raised bed garden, patio, outdoor fireplace. Who do you know that is looking for a great home in Mint Hill....don't miss this opportunity.
     Mint Lake Village community. Very active HOA...All brick end unit offers 3 bedrooms, 2 full baths, large open floor plan...Move in condition..Community open house coming.. check back for date.. Another wonderful home for empty nesters....Close to health care, shopping and restaurants...

Want more information about the Mint Hill, Matthews and Charlotte area real estate market? Check out

Tuesday, February 22, 2011

Mint Hill, Matthews NC and Keller Williams--Perfect Together...

“Keller Williams agents have outpaced the market in every way, through productivity and profit share. As a company, we are better off now than we were before the shift–and we have our associates to thank for that,"

Keller Williams continues to grow and there is a reason.. WHY....It's our CULTURE......Everyone affiliated with Keller Williams's our Faith, our Family and our Business..

Learn why Keller Williams continues to grow.

Call me, Rich Ferretti at 704 564 0807 to learn more

Want more information about the Mint Hill, Matthews and Charlotte area real estate market? Check out

Saturday, February 12, 2011

When is the right time to Refinance?

When is the right time to refinance your home loan?

Whether you purchased your home last month, or several years ago, it's always a good time to assess your mortgage situation. Your household could save hundreds or even thousands of dollars each year by being smart when it comes to your mortgage.

Regardless of the market and interest rates, there are a few circumstances under which you should consider refinancing;

1.Your credit has improved. The best rates are always given to those with the best credit. If you had a minor blemish on your report at one time, it may have dropped off or exceeded the time frame under which it is considered in mortgage loan applications. Whatever the reason, if you think your score has improved, you might be surprised at the rate that is now available to you.

2.Your income or debt situation has changed. Maybe you've gotten a raise, or perhaps you've paid off a car or credit card. Either way, a change like this can make you look substantially better in the eyes of the mortgage lender. For instance, if you had a car loan with just a few months left on it, your "Debt to Income" ratio is still calculated based on that monthly payment. Even a small change can take you from one rate category to a much lower one.

3.Your home's value has risen. With rampant declines in home values in recent years, there is a good chance that a sale or two in your neighborhood will drastically change the appraised value of your home. This could change your mortgage situation in two ways; it could change your loan to value and change your rate category and it could even drop a PMI (Private Mortgage Insurance) requirement- saving you hundreds of dollars per year. And who needs PMI? Not you- it's for the protection of the bank and yields no benefit to the borrower.

Of course, many homeowners have opted to refinance due to appealing interest rates overall. But be careful not to opt for a rate when the overall picture, including points and fees, is worse than your current mortgage.

Want more information about the Mint Hill, Matthews and Charlotte area real estate market? Check out

Monday, February 7, 2011

Matthews NC Town Home that is priced to sell....bring us an offer

Matthews Townhome--new carpet and fresh paint--only 84K
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Picture perfect town home. Imagine coming home to your own place. You kick off your shoes, open a bottle of wine, turn on the stereo and just relax.....can you imagine that? As soon as you open the door you 'll notice the New wall to wall carpeting thru out home. Just painted and cleaned. Open floor plan with lots of natural light. Extra storage in attic and storage shed. Unit backs up to open common area. Very private. Close to shopping, restaurants and public transportation
Contact Information
My Pic
Rich Ferretti
2852 Summergrove
Matthews, North Carolina 28105

Bedrooms: 2
Bathrooms: 2
Partial Bathrooms: 1
Attached on:
Parking Space: 2 Parking Spaces
MLS/IDX#: 968931
Status: For Sale
Breakfast Nook
Dining Room
Family Room
Master Bath
Interior Amenities
Additional Storage
Cable Ready
Ceiling Fans
Central Air
Central Heat
Security System
Vaulted Ceilings
Floor Covering
Linoleum / Vinyl
Exterior Amenities
Swimming Pool
Building Exterior
Range / Oven
Sink Disposal
Asking Price: 84000
Currency: USD
Flexibility: Negotiable
Photo Gallery LISTING ID:: 2227561
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Main Photo LISTING ID:: 2227561

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Charlotte North Carolina Real Estate Professional. Visit our site